Abstract

The debt burden is growing, and there is a strong likelihood that state courts will see corresponding increases in debt collection caseloads. To meet the challenge, state courts need to implement policies, rules, procedures, and business practices to manage consumer debt collection cases in a more consistent and coherent manner. As part of the Civil Justice Institute Implementation Plan, the National Center for State Courts and Institute for the Advancement of the American Legal System conducted preliminary research to document the impact of rules enacted in New York State on consumer debt litigation. The project also included an exploratory survey of state court policymakers, judges, and court administrators about post-judgment enforcement efforts in state courts. This paper describes contemporary challenges associated with managing consumer debt caseloads and some promising solutions to address those challenges. It then discusses recommendations by the Civil Justice Improvement Committee that offer a comprehensive framework for managing these cases and proposes a model approach to reform.

This abstract has been compiled from the body of the report.

Document Type

Report

Publication Date

2020

Publication Information

National Center for State Courts ( 2020)

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